{"id":13313,"date":"2026-01-24T14:26:48","date_gmt":"2026-01-24T06:26:48","guid":{"rendered":"https:\/\/stooper.co\/?page_id=13313"},"modified":"2026-01-25T07:38:17","modified_gmt":"2026-01-24T23:38:17","slug":"terms-disclaimer","status":"publish","type":"page","link":"https:\/\/stooper.co\/ms\/terms-disclaimer\/","title":{"rendered":"Terma &amp; Penafian"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"13313\" class=\"elementor elementor-13313\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51a9a1c e-flex e-con-boxed e-con e-parent\" data-id=\"51a9a1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b6af46 elementor-widget elementor-widget-heading\" data-id=\"4b6af46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Terma &amp; Penafian<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3cacd7a3 e-flex e-con-boxed e-con e-parent\" data-id=\"3cacd7a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-203aae6 e-con-full e-flex e-con e-child\" data-id=\"203aae6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a508236 elementor-widget elementor-widget-text-editor\" data-id=\"a508236\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<p><strong>Tarikh kemas kini terakhir:<\/strong> [24\/01\/2026]<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Dengan menggunakan laman web ini, anda bersetuju dengan terma berikut.<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<h4 class=\"wp-block-heading\">1. Maklumat umum sahaja<\/h4>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Semua kandungan di Stooper disediakan untuk tujuan maklumat umum dan pendidikan. Ia bukan nasihat undang-undang, cukai, kewangan, atau nasihat profesional. Anda bertanggungjawab terhadap cara anda menggunakan maklumat tersebut.<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<h4 class=\"wp-block-heading\">2. Tiada jaminan<\/h4>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Kami berusaha secara munasabah untuk memastikan maklumat adalah tepat dan terkini, namun kami tidak menjamin kelengkapan, ketepatan, atau kesesuaiannya untuk sebarang tujuan tertentu.<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<h4 class=\"wp-block-heading\">3. Had liabiliti<\/h4>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Setakat yang dibenarkan oleh undang-undang, Stooper tidak akan bertanggungjawab atas sebarang kerugian atau kerosakan yang timbul daripada penggunaan laman web ini, termasuk pergantungan terhadap sebarang maklumat, alat, templat, atau pautan luar.<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<h4 class=\"wp-block-heading\">4. Alat dan kalkulator<\/h4>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Sebarang alat atau kalkulator disediakan \u201cseadanya\u201d (as is). Keputusan mungkin berbeza bergantung pada input, perubahan peraturan, atau keadaan tertentu. Sentiasa sahkan keputusan penting dengan sumber rasmi atau profesional yang berkelayakan.<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<h4 class=\"wp-block-heading\">5. Kandungan dijana pengguna (komen)<\/h4>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Jika komen diaktifkan, pengguna bertanggungjawab atas kandungan mereka sendiri. Kami boleh memadam komen yang berunsur spam, menghina, mengelirukan, atau tidak sesuai.<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<h4 class=\"wp-block-heading\">6. Pautan luar<\/h4>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Kami mungkin memaut ke laman pihak ketiga. Kami tidak mengawal atau menyokong kandungan mereka dan tidak bertanggungjawab terhadapnya.<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<h4 class=\"wp-block-heading\">7. Perubahan<\/h4>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Kami boleh mengemas kini terma ini pada bila-bila masa. Penggunaan berterusan laman ini bermaksud anda menerima terma yang dikemas kini.<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<h4 class=\"wp-block-heading\">8. Hubungi<\/h4>\n<p style=\"font-size: 15px;\"><\/p>\n<div class=\"wp-block-spacer\" aria-hidden=\"true\">&nbsp;<\/div>\n<p style=\"font-size: 15px;\"><\/p>\n<p>Soalan mengenai terma ini:<br><strong>E-mel:<\/strong> [<a>hellocs@stooper.co<\/a>]<\/p>\n<p style=\"font-size: 15px;\"><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Terma &amp; Penafian<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"cybocfi_hide_featured_image":"","footnotes":""},"class_list":["post-13313","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/stooper.co\/ms\/wp-json\/wp\/v2\/pages\/13313","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stooper.co\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stooper.co\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stooper.co\/ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stooper.co\/ms\/wp-json\/wp\/v2\/comments?post=13313"}],"version-history":[{"count":21,"href":"https:\/\/stooper.co\/ms\/wp-json\/wp\/v2\/pages\/13313\/revisions"}],"predecessor-version":[{"id":13343,"href":"https:\/\/stooper.co\/ms\/wp-json\/wp\/v2\/pages\/13313\/revisions\/13343"}],"wp:attachment":[{"href":"https:\/\/stooper.co\/ms\/wp-json\/wp\/v2\/media?parent=13313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}